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About the program

Ojas Pay is a partner program for people in East India who hold bank accounts in their own name and want a second income that fits around a working day. Merchants need collections and refunds in rupees to pass through Indian bank accounts and UPI handles. Partners provide that capacity, confirm transfers in the partner panel and receive a fixed commission, settled in USDT every morning.

What the panel is

Open the panel and you see the same things you see in a banking app: a balance, a row of actions, your linked accounts and a feed of recent settlements. There is no trading screen, no order book and no price to watch. Every transfer in the queue already has a merchant behind it and a reference number waiting for your UTR. Confirm it, and the panel does the rest.

Who runs it

The program is run by a settlement desk with a manager for East India, Kabir, who onboards every partner personally. The desk screens merchants, allocates transfers within each partner's daily limits, reconciles every transfer against bank records overnight and pays the commission the next morning. The desk never asks for bank logins, OTPs or wallet keys and never contacts partners from accounts other than the bot, the manager account and the channel linked on this site.

Where partners are

Most partners today are in Kolkata, Howrah, Patna, Ranchi, Bhubaneswar, Guwahati and the industrial towns around them. The program accepts partners from other Indian cities as well, provided the accounts are in the partner's own name and the daily limits are known.

How the program grows

Volume rises in steps agreed with the manager, never in jumps. A partner who runs clean blocks for a week gets a higher limit the next week. A partner who brings a friend receives a share of the friend's volume for as long as both stay active. Team leads with three or more people get a team view in the panel that shows every account and every settlement.

Where to read more