*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;font-size:16.5px}
body{background:var(--bg);color:var(--ink);font-family:var(--sans);line-height:1.6;-webkit-font-smoothing:antialiased;position:relative;
  background-image:linear-gradient(var(--dots) 1px,transparent 1px),linear-gradient(90deg,var(--dots) 1px,transparent 1px);background-size:56px 56px}

body::before{content:"";position:fixed;inset:0;z-index:-1;pointer-events:none;background:radial-gradient(700px 700px at 8% -5%,var(--accent-glow),transparent 70%),radial-gradient(640px 640px at 100% 110%,var(--accent2-soft),transparent 70%);opacity:.35}
html[data-mode="light"] body::before{opacity:.6;background:radial-gradient(700px 700px at 8% -5%,var(--accent-soft),transparent 70%),radial-gradient(640px 640px at 100% 110%,var(--accent2-soft),transparent 70%)}
[hidden]{display:none!important}
html[data-lang="en"] [lang="hi"]{display:none}
html[data-lang="hi"] [lang="en"]{display:none}
html[data-lang="hi"] body,html[data-lang="hi"] .display,html[data-lang="hi"] .mono-label{font-family:'Noto Sans Devanagari',var(--sans)}
a{color:var(--link,inherit);text-decoration:none}
img{display:block;max-width:100%}
ul,ol{list-style:none}
button{font:inherit;color:inherit;background:none;border:0;cursor:pointer}
input,textarea,select{font:inherit;color:var(--ink);background-color:var(--bg)}
::placeholder{color:var(--ink-3);opacity:1}
input:-webkit-autofill{-webkit-text-fill-color:var(--ink);-webkit-box-shadow:0 0 0 1000px var(--bg) inset;caret-color:var(--ink)}
::selection{background:var(--accent);color:var(--on-accent)}
:focus-visible{outline:3px solid var(--accent);outline-offset:3px;border-radius:6px}
.wrap{width:min(1180px,100% - 40px);margin-inline:auto}
.narrow{width:min(760px,100% - 40px)}
section[id]{scroll-margin-top:92px}
section{padding:96px 0}
.display{font-family:var(--display);font-weight:var(--display-weight);letter-spacing:-.02em;line-height:1.08}
.display em{font-style:var(--em-style);color:var(--accent-ink)}html[data-mode="dark"] .display em{color:var(--accent);text-shadow:0 0 28px var(--accent-glow)}
h1.display{font-size:clamp(40px,6vw,72px)}
h2.display{font-size:clamp(30px,4vw,48px)}
h3.display{font-size:clamp(22px,2.4vw,30px)}
h3,h4{font-weight:600}
.lead{font-size:1.15rem;color:var(--ink-2);max-width:60ch}
.muted{color:var(--ink-3)}.small{font-size:.85rem}
.mono,.mono-label{font-family:var(--mono);font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3)}
.eyebrow{font-family:var(--mono);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--accent2);margin-bottom:14px;display:inline-flex;align-items:center;gap:10px}
.eyebrow::before{content:"";width:22px;height:1.5px;background:var(--accent2);flex:none}
.sec-head{max-width:720px;margin:0 auto 48px;text-align:center}
.sec-head.left{margin-inline:0;text-align:left}
.sec-head .lead{margin:18px auto 0}
.sec-head.left .lead{margin-inline:0}
.dot{display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--ok);margin-right:8px;box-shadow:0 0 0 4px var(--ok-soft)}


.btn{display:inline-flex;align-items:center;gap:10px;padding:15px 24px;border-radius:var(--r-btn);font-weight:600;border:1.5px solid transparent;transition:transform var(--motion),box-shadow var(--motion),background var(--motion);white-space:nowrap}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--accent);color:var(--on-accent);box-shadow:var(--shadow-button)}
.btn-primary:hover{background:var(--accent-hover)}
.btn-ghost{background:var(--paper);border-color:var(--line);color:var(--ink)}
.btn-ghost:hover{border-color:var(--ink)}
.btn-sm{padding:10px 18px;font-size:.92rem}
.btn.wide{width:100%;justify-content:center}
.btn[disabled]{opacity:.45;pointer-events:none;box-shadow:none}
.pill{display:inline-flex;align-items:center;gap:8px;padding:9px 16px;border-radius:999px;background:var(--accent2-soft);color:var(--accent2);font-weight:600;font-size:.92rem}
.tag{display:inline-block;padding:4px 10px;border-radius:999px;background:var(--accent-soft);color:var(--accent-ink);font-family:var(--mono);font-size:.72rem;letter-spacing:.08em;text-transform:uppercase}
.badge{display:inline-flex;align-items:center;padding:8px 14px;border-radius:999px;border:1.5px solid var(--line);background:var(--paper);font-size:.9rem;font-weight:500;margin-bottom:26px}
.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:28px;box-shadow:var(--shadow)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}


.nav{position:sticky;top:0;z-index:50;background:var(--nav-bg);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav-in{display:flex;align-items:center;justify-content:space-between;gap:24px;height:76px}
.brand{display:flex;align-items:center;gap:10px;font-family:var(--display);font-weight:700;font-size:1.3rem;color:var(--ink)}
.menu{display:flex;align-items:center;gap:26px;font-weight:500;color:var(--ink-2)}
.menu a{position:relative;padding:6px 0}
.menu a.active,.menu a:hover{color:var(--ink)}
.menu a.active::after{content:"";position:absolute;left:0;right:0;bottom:-2px;height:2px;background:var(--accent);border-radius:2px}
.menu .pill{padding:7px 14px}
.nav-right{display:flex;align-items:center;gap:14px}
.lang{display:flex;border:1.5px solid var(--line);border-radius:999px;padding:3px;background:var(--paper)}
.lang button,.lang a{padding:5px 11px;border-radius:999px;font-family:var(--mono);font-size:.78rem;color:var(--ink-3);min-width:40px;text-align:center}
.lang button[aria-pressed="true"],.lang a[aria-pressed="true"]{background:var(--ink);color:var(--bg)}
.burger{display:none;width:44px;height:44px;flex-direction:column;justify-content:center;gap:5px;align-items:center}
.burger span{display:block;width:22px;height:2px;background:var(--ink);transition:transform .2s,opacity .2s}
.burger[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.burger[aria-expanded="true"] span:nth-child(2){opacity:0}
.burger[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}


.hero{padding:88px 0 72px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.hero .lead{margin:22px 0 30px}
.cta-row{display:flex;flex-wrap:wrap;gap:12px}
.checks{display:flex;flex-wrap:wrap;gap:10px 24px;margin-top:28px;color:var(--ink-2);font-size:.95rem}
.checks li{display:flex;align-items:center;gap:8px}.checks svg{color:var(--ok)}
.rate-card{background:var(--panel);color:var(--on-panel);border-radius:24px;padding:32px;box-shadow:var(--shadow-panel);position:relative;overflow:hidden;border:1px solid var(--panel-line)}
.rate-card::before{content:"";position:absolute;inset:auto -40px -60px auto;width:220px;height:220px;border-radius:50%;background:radial-gradient(circle,var(--accent-glow),transparent 70%)}
.rate-card .mono-label{color:var(--on-panel-dim)}
.rates{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:18px 0 22px}
.rates div{background:var(--panel-soft);border:1px solid var(--panel-line);border-radius:16px;padding:20px;text-align:center}
.rates strong{display:block;font-family:var(--display);font-size:52px;line-height:1;color:var(--panel-accent)}
.rates span{display:block;margin-top:8px;font-size:.9rem;color:var(--on-panel-dim)}
.upto{border-top:1px dashed var(--panel-line);padding-top:20px;text-align:center}
.big{font-family:var(--display);font-size:44px;line-height:1.1;margin:8px 0 4px}
.big small{font-family:var(--sans);font-size:1rem;color:var(--on-panel-dim)}
.rate-card .muted{color:var(--on-panel-dim)}


.proof{padding:0}
.proof-in{display:flex;align-items:center;justify-content:center;gap:18px;padding:22px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);flex-wrap:wrap}
.avatars{display:flex}
.avatars i{width:36px;height:36px;border-radius:50%;background:var(--accent2);color:var(--on-accent2);display:grid;place-items:center;font-style:normal;font-weight:700;font-size:.85rem;border:2px solid var(--bg);margin-left:-10px}
.avatars i:first-child{margin-left:0}
.proof .mono{text-transform:none;letter-spacing:0;font-size:.95rem;color:var(--ink)}


.live{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:26px;margin-bottom:28px;box-shadow:var(--shadow)}
.live-head{display:flex;justify-content:space-between;align-items:center;font-weight:600;margin-bottom:18px}
.live-badge{display:inline-flex;align-items:center;font-family:var(--mono);font-size:.75rem;letter-spacing:.1em;color:var(--ok)}
.live-kpi{display:grid;grid-template-columns:1.4fr 1fr;gap:20px;margin-bottom:22px}
.num{font-family:var(--mono);font-size:30px;color:var(--ink);font-variant-numeric:tabular-nums}
.num.accent{color:var(--accent-ink)}
.num.huge{font-size:clamp(36px,5vw,56px)}
.bar{height:6px;background:var(--paper-2);border-radius:6px;margin-top:10px;overflow:hidden}
.bar i{display:block;height:100%;background:var(--accent2);width:0;transition:width .6s}
.feed{display:grid;gap:8px;margin-top:10px;font-family:var(--mono);font-size:.85rem}
.feed li{display:grid;grid-template-columns:70px 1fr 90px 110px;gap:12px;padding:9px 12px;background:var(--bg);border-radius:10px;animation:rise .4s ease}
.feed .in{color:var(--ok)}.feed .out{color:var(--accent-ink)}
@keyframes rise{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:none}}
.card .idx{font-family:var(--mono);color:var(--accent2);font-size:.8rem;letter-spacing:.1em}
.card h3{margin:12px 0 8px;font-size:1.15rem}
.card p{color:var(--ink-2)}


.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:s}
.steps li{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:26px;position:relative}
.step-n{width:40px;height:40px;border-radius:50%;background:var(--ink);color:var(--bg);display:grid;place-items:center;font-family:var(--display);font-size:1.2rem;margin-bottom:16px}
.steps h3{font-size:1.1rem;margin-bottom:8px}.steps p{color:var(--ink-2);font-size:.95rem}


.earn{background:var(--paper-2)}
.earn-grid,.ref-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.earn-grid .sec-head{margin-bottom:28px}
.receipt{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:30px;box-shadow:var(--shadow);font-family:var(--mono)}
.receipt .row{display:flex;justify-content:space-between;padding:12px 0;border-bottom:1px dashed var(--line);font-size:.95rem}
.receipt .row b{font-variant-numeric:tabular-nums}
.receipt .total{font-size:1.25rem;color:var(--accent-ink)}
.receipt .small{margin-top:14px;font-family:var(--sans)}


.best{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:36px}
.best-card{display:grid;grid-template-columns:auto 1fr;gap:6px 18px;align-items:center;border-color:var(--accent2)}
.best-card .tag{grid-column:1/-1;justify-self:start;background:var(--accent2-soft);color:var(--accent2)}
.mono-logo{width:56px;height:56px;border-radius:14px;background:var(--ink);color:var(--bg);display:grid;place-items:center;font-family:var(--display);font-weight:700;font-size:1.3rem}
.mono-logo.sm{width:38px;height:38px;font-size:.95rem;border-radius:10px;background:var(--paper-2);color:var(--ink)}
.best-card h3{margin:0}.best-card p{margin:0;color:var(--ink-2)}
.bank-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:14px 0 22px}
.bank-grid li{display:flex;align-items:center;gap:12px;background:var(--paper);border:1px solid var(--line);border-radius:var(--r-sm);padding:10px 14px;font-weight:500}


.band{padding:0}
.band-in{background:var(--panel);color:var(--on-panel);border:1px solid var(--panel-line);border-radius:24px;padding:40px;display:flex;justify-content:space-between;align-items:center;gap:30px}
.band-in p{color:var(--on-panel-dim);margin-top:8px;max-width:52ch}


.cmp{width:100%;border-collapse:separate;border-spacing:0;background:var(--paper);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow)}
.cmp th,.cmp td{padding:16px 20px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.cmp th{font-family:var(--mono);font-size:.75rem;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-3);background:var(--paper-2)}
.cmp tr:last-child td{border-bottom:0}
.cmp .us{color:var(--ink);font-weight:600;background:var(--accent2-soft)}
.cmp td.us svg{color:var(--ok);vertical-align:-3px;margin-right:8px}
.cmp td:last-child{color:var(--ink-3)}


.quiz-bridge{padding-top:0}
.bridge-in{display:grid;grid-template-columns:1.3fr .7fr;gap:32px;align-items:center;border-color:var(--accent)}
.bridge-in p{margin:10px 0 22px;color:var(--ink-2)}
.spec{display:grid;gap:10px;font-family:var(--mono);font-size:.85rem}
.spec li{padding:12px 16px;background:var(--paper-2);border-radius:10px;border:1px solid var(--line)}
.spec li::before{content:"→ ";color:var(--accent)}


.referral{background:var(--paper-2)}
.ref-grid .sec-head{margin-bottom:28px}
.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.tiles div{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:24px;text-align:center;box-shadow:var(--shadow)}
.tiles b{display:block;font-family:var(--display);font-size:40px;color:var(--accent-ink)}
.tiles span{font-size:.9rem;color:var(--ink-2)}


.quote blockquote{font-size:1.05rem;line-height:1.6;color:var(--ink)}
.quote blockquote::before{content:"“";font-family:var(--display);font-size:3rem;color:var(--accent);line-height:0;display:block;margin:14px 0 6px}
.quote figcaption{display:flex;align-items:center;gap:12px;margin-top:20px;flex-wrap:wrap}
.quote figcaption i{width:40px;height:40px;border-radius:50%;background:var(--accent2);color:var(--on-accent2);display:grid;place-items:center;font-style:normal;font-weight:700}
.quote figcaption div{display:grid;line-height:1.3}.quote figcaption span{color:var(--ink-3);font-size:.85rem}
.quote .tag{margin-left:auto}


.qa{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-sm);margin-bottom:12px;padding:0 22px}
.qa summary{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 0;font-weight:600;cursor:pointer;list-style:none}
.qa summary::-webkit-details-marker{display:none}
.plus{width:22px;height:22px;border-radius:50%;border:1.5px solid var(--line);position:relative;flex:none}
.plus::before,.plus::after{content:"";position:absolute;background:var(--ink);top:50%;left:50%;transform:translate(-50%,-50%)}
.plus::before{width:10px;height:1.5px}.plus::after{width:1.5px;height:10px;transition:transform .2s}
.qa[open] .plus::after{transform:translate(-50%,-50%) rotate(90deg)}
.qa p{padding:0 0 20px;color:var(--ink-2)}


.final{background:var(--panel);color:var(--on-panel);border-top:1px solid var(--panel-line)}
.final .display em{color:var(--panel-accent)}.final .lead{color:var(--on-panel-dim)}
.doors{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.door{display:grid;gap:6px;padding:26px;border-radius:var(--r);background:var(--panel-soft);border:1px solid var(--panel-line);transition:background var(--motion),transform var(--motion)}
.door:hover{background:var(--panel-soft-2);transform:translateY(-2px)}
.door b{font-size:1.15rem}.door span{color:var(--on-panel-dim);font-size:.95rem}.door svg{color:var(--panel-accent);margin-top:8px}


.footer{padding:64px 0 100px;border-top:1px solid var(--line)}
.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px}
.foot-grid h4{font-family:var(--mono);font-size:.75rem;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-3);margin-bottom:14px}
.foot-grid a{display:block;padding:5px 0;color:var(--ink-2)}.foot-grid a:hover{color:var(--ink)}
.foot-grid .muted{margin-top:14px;max-width:40ch;font-size:.95rem}
.copy{margin-top:40px;font-size:.85rem;color:var(--ink-3)}
.sticky-cta{display:none;position:fixed;left:0;right:0;bottom:0;padding:12px 16px calc(12px + env(safe-area-inset-bottom));background:var(--nav-bg);backdrop-filter:blur(12px);border-top:1px solid var(--line);z-index:40}
.sticky-cta .btn{width:100%;justify-content:center}


.blog-index{padding:72px 0 96px}
.posts{display:grid;gap:20px}
.post h2{font-family:var(--display);font-size:1.6rem;margin:12px 0 10px;letter-spacing:-.01em}
.post .meta{display:block;margin-top:14px;text-transform:none;letter-spacing:0}
.progress{position:sticky;top:76px;height:3px;background:transparent;z-index:49}
.progress i{display:block;height:100%;width:0;background:var(--accent)}
.article{padding:56px 0 96px}
.article .back{display:inline-flex;align-items:center;gap:8px;color:var(--ink-3);margin-bottom:28px}.article .back svg{transform:rotate(180deg)}
.article h1{margin:14px 0 10px;font-size:clamp(32px,4.5vw,52px)}
.article .meta{display:block;margin-bottom:36px;text-transform:none;letter-spacing:0}
.article p,.article li{font-size:1.08rem;line-height:1.75;color:var(--ink-2);margin:0 0 18px}
.article h2{font-family:var(--display);font-size:1.7rem;margin:40px 0 14px;letter-spacing:-.01em}
.article ul,.article ol{padding-left:22px;margin-bottom:18px}.article ul{list-style:disc}.article ol{list-style:decimal}
.article blockquote{border-left:3px solid var(--accent);padding:6px 20px;margin:26px 0;font-family:var(--display);font-size:1.3rem;font-style:var(--em-style);color:var(--ink)}
.article table{width:100%;border-collapse:collapse;margin:20px 0 28px;background:var(--paper);border-radius:var(--r-sm);overflow:hidden;font-size:.95rem}
.article th,.article td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left}.article th{background:var(--paper-2);font-family:var(--mono);font-size:.72rem;letter-spacing:.08em;text-transform:uppercase}
.cta-card{margin-top:48px;text-align:center}.cta-card p{margin:10px 0 20px}


.calc{padding:56px 0 96px}
.calc-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:28px;align-items:start}
.calc-grid>*{min-width:0}
.field{display:grid;grid-template-columns:minmax(0,1fr);gap:6px;margin-bottom:16px;font-weight:500;min-width:0}
.field .in{min-width:0}.field input{width:100%}
.field .in{display:flex;align-items:center;background:var(--bg);border:1.5px solid var(--line);border-radius:var(--r-sm);padding:0 14px}
.field input{flex:1;border:0;background:none;padding:12px 0;font-family:var(--mono);font-size:1.15rem;min-width:0}
.field input:focus{outline:none}.field .in:focus-within{border-color:var(--accent)}
.field em{font-style:normal;font-family:var(--mono);font-size:.8rem;color:var(--ink-3);white-space:nowrap}
.hint{margin:-10px 0 16px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.seg{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin:10px 0 24px}
.seg button{padding:12px;border:1.5px solid var(--line);border-radius:var(--r-sm);font-family:var(--mono);font-weight:500;color:var(--ink)}
.seg button[aria-pressed="true"]{background:var(--ink);color:var(--bg);border-color:var(--ink)}
.banks-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px}
.bank-row{display:grid;grid-template-columns:1.3fr 1fr .8fr 36px;gap:10px;align-items:center;padding:8px 0;border-bottom:1px dashed var(--line)}
.bank-row.head{font-size:.7rem;border-bottom:1px solid var(--line)}
.bank-row input{width:100%;border:1.5px solid var(--line);border-radius:10px;padding:9px 10px;background:var(--bg);font-family:var(--mono);min-width:0}
.bank-row .contrib{font-family:var(--mono);font-variant-numeric:tabular-nums;color:var(--accent2)}
.bank-row .rm{width:36px;height:36px;border-radius:50%;color:var(--ink-3);font-size:1.3rem}.bank-row .rm:hover{background:var(--paper-2);color:var(--ink)}
.terms{margin-top:26px;padding-top:20px;border-top:1px solid var(--line)}
.terms-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:10px}
.terms-grid div{background:var(--bg);border-radius:var(--r-sm);padding:14px;text-align:center}
.terms-grid b{display:block;font-family:var(--display);font-size:1.6rem;color:var(--accent-ink)}.terms-grid span{font-size:.8rem;color:var(--ink-3)}
.results{display:grid;gap:16px;position:sticky;top:92px}
.kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.kpis .card{padding:18px}.kpis .num{font-size:22px;margin-top:6px}
.month{text-align:center}.month .num{margin:8px 0 6px}
.usdt{margin-top:14px;padding-top:14px;border-top:1px dashed var(--line);font-family:var(--mono)}
.bars{display:grid;gap:12px;margin-top:12px}
.bars div{display:grid;grid-template-columns:120px 1fr 110px;gap:12px;align-items:center;font-family:var(--mono);font-size:.85rem}
.bars i{display:block;height:10px;border-radius:6px;background:var(--accent2);transition:width .4s}
.bars .v{text-align:right;font-variant-numeric:tabular-nums}


.page-quiz{background:var(--panel);color:var(--on-panel);background-image:radial-gradient(var(--panel-dots) 1px,transparent 1px);min-height:100vh}
.page-quiz .display em{color:var(--panel-accent)}.page-quiz .lead,.page-quiz .muted{color:var(--on-panel-dim)}
.q-progress{position:fixed;top:0;left:0;right:0;height:4px;background:var(--panel-line);z-index:10}
.q-progress i{display:block;height:100%;width:0;background:var(--accent);transition:width .35s}
.q-app{width:min(560px,100% - 40px);margin:0 auto;padding:28px 0 60px;min-height:100vh;display:flex;flex-direction:column}
.q-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:36px}
.q-top .brand{font-size:1.1rem;color:var(--on-panel)}.q-top .mono{color:var(--on-panel-dim)}
.screen{animation:fade .3s ease;display:grid;gap:18px;align-content:start}
.screen.center{text-align:center;justify-items:center;margin:auto 0}
.screen h1{font-size:clamp(28px,4vw,38px)}
.screen .center{text-align:center}
@keyframes fade{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
.opts{display:grid;gap:10px;width:100%}
.opt{display:grid;gap:4px;text-align:left;padding:18px 20px;border-radius:14px;background:var(--panel-soft);border:1.5px solid var(--panel-line);color:var(--on-panel);transition:border-color var(--motion),background var(--motion),transform .1s}
.opt b{font-size:1.05rem}.opt span{color:var(--on-panel-dim);font-size:.92rem}
.opt:hover{border-color:var(--panel-line-strong)}
.opt.center{text-align:center}
.opt.picked,.opt[aria-pressed="true"]{border-color:var(--accent);background:var(--accent-soft)}
.opt:active{transform:scale(.985)}
.screen .back{justify-self:start;display:inline-flex;align-items:center;gap:8px;color:var(--on-panel-dim);padding:4px 0}.screen .back svg{transform:rotate(180deg)}
.trust{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.trust li{display:flex;align-items:center;gap:10px;padding:14px;border-radius:12px;background:var(--panel-soft);font-size:.95rem}.trust svg{color:var(--ok);flex:none}
.spinner{width:56px;height:56px;border-radius:50%;border:3px solid var(--panel-line);border-top-color:var(--accent);animation:spin 1s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.range{font-size:clamp(40px,8vw,64px);color:var(--panel-accent);font-variant-numeric:tabular-nums}
.page-quiz .pill{background:var(--panel-soft-2);color:var(--on-panel)}
.examples{display:grid;gap:10px;width:100%;text-align:left}
.examples div{display:flex;align-items:center;gap:12px;padding:12px 14px;border-radius:12px;background:var(--panel-soft);font-size:.92rem}
.examples i{width:34px;height:34px;border-radius:50%;background:var(--accent2);color:var(--on-accent2);display:grid;place-items:center;font-style:normal;font-weight:700;flex:none}
.examples b{margin-left:auto;color:var(--panel-accent);font-family:var(--mono)}
.examples small{color:var(--on-panel-dim)}
.scarcity{padding:10px 16px;border-radius:12px;border:1px solid var(--panel-accent-line);color:var(--panel-accent);font-size:.92rem}
.lead-form{display:grid;gap:16px}
.lead-form label{display:grid;gap:8px;font-weight:500;text-align:left}
.lead-form input{width:100%;padding:14px 16px;border-radius:12px;border:1.5px solid var(--panel-line-strong);background:var(--panel-soft);color:var(--on-panel);font-size:1.05rem}
.lead-form .in{display:flex;align-items:center;border-radius:12px;border:1.5px solid var(--panel-line-strong);background:var(--panel-soft)}
.lead-form .in em{padding:0 0 0 16px;font-style:normal;color:var(--on-panel-dim)}.lead-form .in input{border:0;background:none}
.lead-form input:focus{outline:none;border-color:var(--accent)}.lead-form .in:focus-within{border-color:var(--accent)}
.lead-form .error{color:var(--err);font-size:.9rem}
.page-quiz .btn-ghost{background:transparent;color:var(--on-panel);border-color:var(--panel-line-strong)}
.done-mark{width:72px;height:72px;border-radius:50%;background:var(--ok);display:grid;place-items:center;color:var(--on-accent)}.done-mark svg{width:34px;height:34px}


.legal{padding:56px 0 96px}.legal h1{margin-bottom:20px}.legal h2{margin:28px 0 10px;font-size:1.25rem}.legal p{color:var(--ink-2);margin-bottom:14px;line-height:1.7}
.legal ul{padding-left:22px;list-style:disc;margin-bottom:14px}.legal li{color:var(--ink-2);margin-bottom:6px;line-height:1.6}


@media (max-width:1024px){
  .grid3,.steps{grid-template-columns:1fr 1fr}.doors{grid-template-columns:1fr 1fr}.bank-grid{grid-template-columns:repeat(3,1fr)}
  .menu{display:none}
  .burger{display:flex}
  .nav.open .menu{display:flex;position:absolute;top:76px;left:0;right:0;flex-direction:column;align-items:stretch;gap:0;background:var(--paper);border-bottom:1px solid var(--line);padding:10px 20px 18px;box-shadow:var(--shadow)}
  .nav.open .menu a{padding:12px 4px;border-bottom:1px solid var(--line)}
  .nav.open .menu .pill{margin-top:12px;justify-content:center;border-bottom:0}
  .calc-grid{grid-template-columns:1fr}.results{position:static}
}
@media (max-width:760px){
  section{padding:64px 0}
  .hero{padding:48px 0 56px}.hero-grid,.earn-grid,.ref-grid,.best,.bridge-in{grid-template-columns:1fr;gap:28px}
  .cta-row .btn{width:100%;justify-content:center}
  .rates strong{font-size:40px}
  .grid3,.steps,.doors,.tiles{grid-template-columns:1fr}.bank-grid{grid-template-columns:1fr 1fr}
  .live-kpi{grid-template-columns:1fr}.feed li{grid-template-columns:60px 1fr 80px;font-size:.78rem}.feed li span:last-child{display:none}
  .band-in{flex-direction:column;align-items:flex-start;padding:28px}
  .cmp th,.cmp td{padding:12px 10px;font-size:.88rem}
  .foot-grid{grid-template-columns:1fr 1fr}
  .sticky-cta{display:block}
  .nav-right .btn{display:none}
  .kpis{grid-template-columns:1fr}.seg{grid-template-columns:repeat(4,1fr)}.bank-row{grid-template-columns:1.2fr 1fr .8fr 32px;gap:6px}.bars div{grid-template-columns:80px 1fr 90px}
  .trust{grid-template-columns:1fr}
}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}html{scroll-behavior:auto}}


.center-row{display:flex;justify-content:center;gap:12px;margin-top:28px;flex-wrap:wrap}
.rates-inline{margin-top:22px;color:var(--ink-2);font-size:.95rem}.rates-inline b{color:var(--accent-ink);font-family:var(--mono)}
.hero-mini-calc .hc-in{display:flex;align-items:center;gap:8px;background:var(--panel-soft);border:1.5px solid var(--panel-line-strong);border-radius:var(--r-sm);padding:4px 14px;margin:8px 0 18px}
.hero-mini-calc .hc-in input{flex:1;border:0;background:none;color:var(--on-panel);font-family:var(--mono);font-size:1.3rem;padding:10px 0;min-width:0}
.hero-mini-calc .hc-in em{font-style:normal;color:var(--on-panel-dim);font-family:var(--mono);font-size:.8rem}
.hero-mini-calc .rates{margin-top:18px}
.quiz-card h2{margin:8px 0 10px;font-size:clamp(22px,2.4vw,30px)}.quiz-card p{color:var(--on-panel-dim)}
.trust-mini{display:grid;gap:8px;margin:16px 0 20px;font-size:.92rem}.trust-mini li{display:flex;gap:8px;align-items:center}.trust-mini svg{color:var(--ok)}
.yfeed{display:grid;gap:8px;list-style:none}.yfeed li{display:grid;grid-template-columns:1fr auto auto;gap:12px;align-items:center;padding:10px 12px;border-radius:10px;background:var(--panel-soft);font-size:.92rem}
.yfeed li b{font-family:var(--mono);color:var(--panel-accent)}.yfeed.card{background:var(--paper);padding:16px}.yfeed.card li{background:var(--paper-2)}.yfeed.card li b{color:var(--accent-ink)}
.proof-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;padding:22px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);text-align:center}
.proof-stats b{display:block;font-family:var(--display);font-size:28px;color:var(--accent-ink)}.proof-stats span{font-size:.85rem;color:var(--ink-3)}
.timeline{display:grid;gap:14px;max-width:760px;margin:0 auto}.timeline li{display:grid;grid-template-columns:64px 1fr;gap:18px;padding:18px 20px;background:var(--paper);border:1px solid var(--line);border-radius:var(--r)}
.tl-time{color:var(--accent2);font-size:.9rem;text-transform:none;letter-spacing:0;padding-top:4px}.timeline h3{font-size:1.05rem;margin-bottom:6px}.timeline p{color:var(--ink-2);font-size:.95rem}
.checklist{display:grid;gap:10px}.checklist li{display:flex;gap:12px;align-items:flex-start;padding:14px 18px;background:var(--paper);border:1px solid var(--line);border-radius:var(--r-sm)}.checklist svg{color:var(--ok);flex:none;margin-top:3px}.checklist.not svg{color:var(--err)}
.week-strip{display:grid;grid-template-columns:repeat(7,1fr);gap:10px}.week-strip li{background:var(--paper);border:1px solid var(--line);border-radius:var(--r-sm);padding:16px 14px}.week-strip h3{font-size:.95rem;margin:8px 0 6px}.week-strip p{font-size:.85rem;color:var(--ink-2)}
.steps-v{display:grid;gap:16px}.steps-v li{display:grid;grid-template-columns:40px 1fr;gap:18px;align-items:start;background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:22px}.steps-v .step-n{margin:0}
.two-cards{display:grid;grid-template-columns:1fr 1fr;gap:20px}.two-cards .card{text-align:center}
.cmp.scen td.us{font-family:var(--mono)}.cmp.three th:last-child,.cmp.three td:last-child{background:var(--accent2-soft)}
.pros-cons{display:grid;grid-template-columns:1fr 1fr;gap:20px}.pros-cons ul{display:grid;gap:10px;margin-top:14px}.pros-cons li{display:flex;gap:10px;align-items:flex-start}.pros-cons svg{flex:none;margin-top:3px;color:var(--ok)}.pros-cons .cons svg{color:var(--err)}
.tier .num{margin:6px 0 2px;font-size:24px}.tier p{margin-top:8px}
.qa-dialog{display:grid;gap:12px}.qa-dialog .q,.qa-dialog .a{display:flex;gap:12px;max-width:85%}.qa-dialog .q{justify-self:end;flex-direction:row-reverse}.qa-dialog .q span{background:var(--accent-soft);color:var(--ink);padding:12px 16px;border-radius:var(--r-sm)}
.qa-dialog .a span{background:var(--paper);border:1px solid var(--line);padding:12px 16px;border-radius:var(--r-sm)}.qa-dialog .a i{width:34px;height:34px;border-radius:50%;background:var(--accent2);color:var(--on-accent2);display:grid;place-items:center;font-style:normal;font-weight:700;flex:none}
.city-form{display:grid;gap:12px;align-items:end;grid-template-columns:1fr 1fr auto}.city-form label{display:grid;gap:6px;font-weight:500}.city-form input{padding:12px 14px;border:1.5px solid var(--line);border-radius:var(--r-sm);background:var(--bg)}
.faq-group{margin:28px 0 12px;font-size:1.1rem;color:var(--accent2)}.faq-cards h3{font-size:1.05rem;margin-bottom:8px}.faq-cards p{color:var(--ink-2);font-size:.95rem}
.glossary{display:grid;gap:14px}.glossary dt{font-weight:600;font-family:var(--display)}.glossary dd{color:var(--ink-2);padding-bottom:12px;border-bottom:1px dashed var(--line)}
.cities li{justify-content:center}.logo-strip{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin-bottom:22px}.logo-strip li{display:flex;align-items:center;gap:8px;padding:8px 12px;border:1px solid var(--line);border-radius:999px;background:var(--paper);font-size:.9rem}
.bank-pick{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin:10px 0 20px}.bank-pick label{display:flex;align-items:center;gap:10px;padding:8px 10px;border:1.5px solid var(--line);border-radius:10px;background:var(--bg);cursor:pointer;font-size:.9rem}.bank-pick em{margin-left:auto;font-style:normal;font-size:.8rem;color:var(--ink-3)}.bank-pick input{accent-color:var(--accent)}
.slider-wrap{display:grid;gap:10px;margin:8px 0 10px}.slider-wrap input[type=range]{width:100%;accent-color:var(--accent)}
.calc-section,.quiz-section{background:var(--paper-2)}.quiz-section .q-app{min-height:0;padding:0;background:var(--panel);color:var(--on-panel);border-radius:var(--r);padding:28px}.quiz-section .q-progress{position:static;height:4px;border-radius:4px;margin-bottom:16px}
.quiz-section .opt{background:var(--panel-soft);color:var(--on-panel)}.quiz-section .lead,.quiz-section .muted{color:var(--on-panel-dim)}.quiz-section .range{color:var(--panel-accent)}.quiz-section .btn-ghost{color:var(--on-panel);background:transparent;border-color:var(--panel-line-strong)}
.quiz-section .lead-form input{border:1.5px solid var(--panel-line-strong);background:var(--panel-soft);color:var(--on-panel)}.quiz-section .lead-form .in{border-color:var(--panel-line-strong);background:var(--panel-soft)}.quiz-section .examples b{color:var(--panel-accent)}.quiz-section .scarcity{color:var(--panel-accent);border-color:var(--panel-accent-line)}
.page-intro{padding:56px 0 0}.page-intro .lead{margin-top:14px}
.case .case-meta{display:flex;gap:14px;flex-wrap:wrap;text-transform:none;letter-spacing:0;font-size:.85rem;margin-bottom:10px}.case .case-meta b{margin-left:auto;color:var(--accent-ink)}.case blockquote{margin:12px 0;color:var(--ink-2)}.case figcaption{display:flex;align-items:center;gap:10px}.case figcaption i{width:32px;height:32px;border-radius:50%;background:var(--accent2);color:var(--on-accent2);display:grid;place-items:center;font-style:normal;font-weight:700}
.nav-min .nav-in{height:68px}
.menu a[aria-current="page"]{color:var(--ink)}.menu a[aria-current="page"]::after{content:"";position:absolute;left:0;right:0;bottom:-2px;height:2px;background:var(--accent);border-radius:2px}
.overview{padding-top:0}.ov-grid{display:grid;grid-template-columns:repeat(var(--ov-n,3),1fr);gap:20px}
@media (max-width:1024px){.ov-grid{grid-template-columns:1fr 1fr}}@media (max-width:640px){.ov-grid{grid-template-columns:1fr}}
.page-next{padding-top:0}.page-next .cta-card{margin:0}
.ov-card{display:flex;flex-direction:column;color:inherit;text-decoration:none;transition:transform var(--motion),box-shadow var(--motion)}.ov-card:hover{transform:translateY(-2px)}
.ov-card .more{margin-top:auto;padding-top:16px;display:inline-flex;align-items:center;gap:6px;color:var(--accent-ink);font-weight:600}
@media (max-width:1024px){.week-strip{grid-template-columns:repeat(4,1fr)}}
@media (max-width:760px){.week-strip{grid-template-columns:1fr 1fr}.two-cards,.pros-cons,.bank-pick{grid-template-columns:1fr}.city-form{grid-template-columns:1fr}.proof-stats{gap:8px}.proof-stats b{font-size:22px}.timeline li{grid-template-columns:52px 1fr;gap:12px;padding:14px}.qa-dialog .q,.qa-dialog .a{max-width:100%}}
.th-m{display:none}
.quiz-section .pill{background:var(--panel-soft-2);color:var(--on-panel)}
@media (max-width:760px){
  .cmp.three,.cmp.three tbody,.cmp.three tr{display:block}.cmp.three thead{display:none}
  .cmp.three tr{padding:12px 14px;border-bottom:1px solid var(--line)}.cmp.three td{display:block;padding:4px 0;border:0;font-size:.92rem}
  .cmp.three td.crit{font-weight:600;color:var(--ink);padding-bottom:8px}.cmp.three .th-m{display:block;font-family:var(--mono);font-size:.7rem;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3)}
  .cmp.three td.us{background:none;border-radius:8px}
}
@media (max-width:760px){
  .cmp.scen,.cmp.scen thead,.cmp.scen tbody{display:block}.cmp.scen tr{display:grid;grid-template-columns:repeat(3,1fr);gap:6px;padding:10px 12px;border-bottom:1px solid var(--line)}
  .cmp.scen th,.cmp.scen td{display:block;padding:2px 0;border:0;font-size:.82rem;text-align:center}.cmp.scen th:first-child{display:none}.cmp.scen td.crit{grid-column:1/-1;text-align:left;font-weight:600;color:var(--ink);font-size:.9rem}.cmp.scen td.us{background:none}
}


.byline{display:flex;align-items:center;gap:10px;margin-top:18px;color:var(--ink-2)}.byline i{width:36px;height:36px;border-radius:50%;background:var(--accent2);color:var(--on-accent2);display:grid;place-items:center;font-style:normal;font-weight:700;flex:none}.byline b{color:var(--ink)}
.hero-quote{margin:18px 0 0;padding:14px 18px;border-left:3px solid var(--accent);background:var(--paper);border-radius:var(--r-sm);color:var(--ink-2)}.hero-quote footer{margin-top:6px;font-size:.85rem;color:var(--ink-3)}
.qa .who{color:var(--accent-ink);margin-right:4px}
.myths-list{display:grid;gap:14px;margin:0}.myth{display:grid;grid-template-columns:1fr 1fr;gap:16px;padding:16px 18px;border:1px solid var(--line);border-radius:var(--r);background:var(--paper)}.myth dt,.myth dd{margin:0}.myth dt{color:var(--ink-2)}.myth .tag{display:inline-block;margin-right:8px}.myth .tag.ok{background:var(--ok-soft);color:var(--ok)}
.chat-dock{position:fixed;right:18px;bottom:18px;z-index:60}.chat-toggle{display:flex;align-items:center;gap:10px;padding:8px 16px 8px 8px;border-radius:999px;background:var(--panel);color:var(--on-panel);box-shadow:var(--shadow-panel);font-weight:600;min-height:48px}.chat-toggle i{width:32px;height:32px;border-radius:50%;background:var(--panel-accent);color:var(--panel);display:grid;place-items:center;font-style:normal;font-weight:700}
.chat-panel{position:absolute;right:0;bottom:60px;width:min(300px,calc(100vw - 36px));background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:16px;box-shadow:var(--shadow-panel);display:grid;gap:8px}.chat-panel[hidden]{display:none}.chat-hello{font-weight:600;color:var(--ink)}.chat-q{display:block;padding:11px 12px;border:1px solid var(--line);border-radius:var(--r-sm);color:var(--ink);font-size:.95rem}.chat-q:hover{border-color:var(--accent)}
.contact-bar{position:fixed;left:0;right:0;bottom:0;z-index:60;display:flex;gap:10px;justify-content:center;padding:10px 16px;background:var(--nav-bg);backdrop-filter:blur(14px);border-top:1px solid var(--line)}.contact-bar .btn{min-height:44px}body.has-bar{padding-bottom:76px}body.has-bar .sticky-cta,body.has-tabbar .sticky-cta{display:none}
.tabbar{display:none;position:fixed;left:0;right:0;bottom:0;z-index:60;grid-template-columns:repeat(4,1fr);background:var(--nav-bg);backdrop-filter:blur(14px);border-top:1px solid var(--line)}.tabbar a{display:grid;place-items:center;min-height:56px;font-size:.78rem;font-weight:600;color:var(--ink-2);text-align:center;padding:6px 4px}.tabbar a.primary{color:var(--accent-ink)}
@media (max-width:760px){.tabbar{display:grid}body.has-tabbar{padding-bottom:64px}.myth{grid-template-columns:1fr}.chat-dock{bottom:14px;right:14px}body.has-tabbar .chat-dock{bottom:72px}}
.lang-gate{position:fixed;inset:0;z-index:80;display:grid;place-items:center;background:rgba(20,16,28,.55);padding:20px}.lang-gate[hidden]{display:none}.lang-gate .card{max-width:420px;width:100%;text-align:center}.lang-gate .opts{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:16px}.lang-gate .btn{justify-content:center}
@media (max-width:1024px){.nav-cta-only .menu{display:none}}
.alt{font-size:.55em;font-weight:500;color:var(--ink-3);white-space:nowrap;letter-spacing:0}


.phone{max-width:360px;width:100%;margin:0 auto;background:var(--panel);color:var(--on-panel);border-radius:36px;padding:12px;box-shadow:var(--shadow-panel);border:1px solid var(--panel-line-strong)}
.phone-in{border-radius:26px;padding:16px 14px 12px;display:grid;gap:12px;background:var(--panel)}.phone .mono-label{color:var(--on-panel-dim);margin:0}
.ph-top{display:flex;align-items:center;justify-content:space-between}.ph-menu{display:grid;gap:4px}.ph-menu i{display:block;width:18px;height:2px;background:var(--on-panel-dim)}.ph-bell{width:10px;height:10px;border-radius:50%;background:var(--accent)}
.ph-balance{position:relative;padding:12px 14px;border-radius:14px;background:var(--panel-soft);border:1px solid var(--panel-line)}.ph-balance .big{font-size:30px;margin:4px 0 0;color:var(--panel-accent);font-family:var(--mono);letter-spacing:-.02em}
.ph-spark{position:absolute;right:14px;bottom:12px;width:64px;height:22px;border-bottom:2px solid var(--accent2);border-radius:0 0 10px 0;background:linear-gradient(90deg,transparent,var(--accent2-soft));opacity:.9}
.ph-tiles{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;list-style:none;margin:0;padding:0}.ph-tiles li{display:grid;justify-items:center;gap:6px;padding:10px 4px;border-radius:12px;background:var(--panel-soft);font-size:.66rem;text-align:center;line-height:1.2;color:var(--on-panel)}
.ph-ic{width:34px;height:34px;border-radius:10px;display:grid;place-items:center;background:var(--accent);color:var(--on-accent);font-style:normal}.ph-ic-2{background:var(--accent2);color:var(--on-accent2)}.ph-ic-3{background:var(--panel-accent);color:var(--panel)}.ph-ic-4{background:var(--ok);color:var(--panel)}
.ph-row{display:flex;justify-content:space-between;align-items:center}.ph-more{font-family:var(--mono);font-size:.68rem;color:var(--panel-accent)}
.ph-accounts{display:grid;grid-template-columns:1fr 1fr;gap:8px}.ph-wallet{padding:12px;border-radius:12px;background:var(--accent);color:var(--on-accent)}.ph-wallet .mono-label{color:inherit;opacity:.8}.ph-wallet b{display:block;font-family:var(--mono);font-size:1rem;margin-top:6px}
.ph-banks{padding:10px 12px;border-radius:12px;background:var(--panel-soft);display:grid;gap:6px;font-size:.7rem;align-content:start}.ph-banks span{display:flex;align-items:center;gap:6px}.ph-banks i{width:20px;height:20px;border-radius:6px;background:var(--panel-soft-2);display:grid;place-items:center;font-style:normal;font-family:var(--mono);font-size:.55rem;flex:none}
.ph-feed{display:grid;gap:6px;list-style:none;margin:0;padding:0}.ph-feed li{display:grid;grid-template-columns:1fr auto auto;gap:8px;align-items:center;padding:8px 10px;border-radius:10px;background:var(--panel-soft);font-size:.76rem}.ph-feed b{font-family:var(--mono);color:var(--panel-accent)}.ph-feed .mono{font-size:.68rem;color:var(--on-panel-dim)}
.ph-tabs{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--panel-line);padding-top:10px;font-size:.64rem;text-align:center;color:var(--on-panel-dim)}.ph-tabs .on{color:var(--panel-accent)}


.card{transition:border-color var(--motion),transform var(--motion)}.card:hover{border-color:var(--accent-glow)}
.plate{background:linear-gradient(160deg,var(--accent-soft),transparent 62%),var(--paper);border:1.5px solid var(--accent-glow);box-shadow:0 20px 50px rgba(0,0,0,.18),0 0 0 1px var(--accent-soft)}
html[data-mode="dark"] .plate{box-shadow:0 30px 70px rgba(0,0,0,.45),0 0 40px var(--accent-soft)}
.ic{width:48px;height:48px;border-radius:12px;display:grid;place-items:center;background:var(--accent-soft);border:1px solid var(--accent-glow);color:var(--accent-ink);font-style:normal;margin-bottom:16px}html[data-mode="dark"] .ic{color:var(--accent);box-shadow:0 0 18px var(--accent-soft)}
.ic.sm{width:36px;height:36px;border-radius:10px;margin:0 10px 0 0;display:inline-grid;vertical-align:middle}.ic.sm svg{width:18px;height:18px}
.card .idx{display:block;margin-bottom:6px}.ov-card .ic{margin-bottom:12px}
.door .ic{margin:0 0 8px}.glossary dt{display:flex;align-items:center}
.step-n{background:var(--accent);color:var(--on-accent);box-shadow:0 0 0 6px var(--accent-soft)}
.mono-logo{background:var(--accent-soft);color:var(--accent-ink);border:1px solid var(--accent-glow)}.mono-logo.sm{background:var(--accent-soft);color:var(--accent-ink)}
.badge{border-color:var(--accent-glow);background:linear-gradient(160deg,var(--accent-soft),var(--paper) 70%)}
.menu .pill{border:1px solid var(--accent-glow);box-shadow:0 0 18px var(--accent-soft)}
.btn-primary:hover{box-shadow:0 10px 30px var(--accent-glow)}.btn-ghost:hover{border-color:var(--accent-glow)}
.num.huge,.big,.tiles b,.proof-stats b,.receipt .total b,.ph-balance .big{color:var(--accent-ink)}
html[data-mode="dark"] .num.huge,html[data-mode="dark"] .big,html[data-mode="dark"] .tiles b,html[data-mode="dark"] .proof-stats b,html[data-mode="dark"] .receipt .total b{color:var(--accent);text-shadow:0 0 32px var(--accent-glow)}
.tiles div{background:linear-gradient(160deg,var(--accent-soft),transparent 60%),var(--paper);border-color:var(--accent-glow)}
.proof-stats{border-color:var(--accent-glow);background:linear-gradient(90deg,transparent,var(--accent-soft),transparent)}
.band-in{border:1.5px solid var(--panel-accent-line);box-shadow:0 30px 70px rgba(0,0,0,.35),0 0 40px var(--accent-soft)}
.hero{position:relative;overflow:hidden}.hero>.wrap{position:relative;z-index:1}
.hero::before,.hero::after{content:"";position:absolute;width:900px;height:900px;border-radius:50%;filter:blur(140px);pointer-events:none;z-index:0}
.hero::before{top:-320px;left:-240px;background:var(--accent-glow);opacity:.22}.hero::after{right:-320px;bottom:-420px;background:var(--accent2-soft);opacity:.9}
html[data-mode="light"] .hero::before{background:var(--accent-soft);opacity:.9}
.earn,.referral,.calc-section,.quiz-section{background:radial-gradient(900px 500px at 15% 0%,var(--accent-soft),transparent 60%),var(--paper-2)}
.final{position:relative;overflow:hidden;background:radial-gradient(900px 600px at 50% 110%,var(--accent-soft),transparent 60%),var(--panel)}
.final::before{content:"";position:absolute;inset:0;background-image:linear-gradient(var(--panel-dots) 1px,transparent 1px),linear-gradient(90deg,var(--panel-dots) 1px,transparent 1px);background-size:56px 56px;-webkit-mask-image:radial-gradient(ellipse at center,#000 30%,transparent 75%);mask-image:radial-gradient(ellipse at center,#000 30%,transparent 75%);pointer-events:none}
.final>.wrap{position:relative}
.door{border-color:var(--panel-line)}.door:hover{border-color:var(--panel-accent-line);box-shadow:0 0 30px var(--accent-soft)}
.qa:hover{border-color:var(--accent-glow)}.qa[open]{border-color:var(--accent-glow)}
.timeline li,.steps-v li,.week-strip li,.checklist li,.steps li,.bank-grid li,.logo-strip li,.myth,.spec li{transition:border-color var(--motion)}
.timeline li:hover,.steps-v li:hover,.week-strip li:hover,.checklist li:hover,.steps li:hover,.bank-grid li:hover,.logo-strip li:hover,.myth:hover{border-color:var(--accent-glow)}
.tl-time{color:var(--accent-ink)}.quote blockquote::before{color:var(--accent)}
@media (max-width:760px){.hero::before,.hero::after{width:520px;height:520px;filter:blur(90px)}}

html[data-mode="light"] body{background-image:linear-gradient(color-mix(in srgb,var(--ink) 5%,transparent) 1px,transparent 1px),linear-gradient(90deg,color-mix(in srgb,var(--ink) 5%,transparent) 1px,transparent 1px);background-size:64px 64px}
.rate-card .display em,.band-in .display em,.phone em,.quiz-section em,.q-app em{color:var(--panel-accent);text-shadow:none}


.frame-terminal{padding-top:64px;box-shadow:var(--shadow-panel),inset 0 41px 0 var(--panel-line),inset 0 40px 0 var(--panel-soft)}.frame-terminal::after{content:"";position:absolute;top:14px;left:18px;width:12px;height:12px;border-radius:50%;background:var(--err);box-shadow:20px 0 0 var(--accent2),40px 0 0 var(--ok)}
.frame-receipt{border-radius:8px;border:1px dashed var(--panel-line-strong);padding-bottom:40px;-webkit-mask:conic-gradient(from -45deg at bottom,#0000,#000 1deg 89deg,#0000 90deg) 50%/18px 100%;mask:conic-gradient(from -45deg at bottom,#0000,#000 1deg 89deg,#0000 90deg) 50%/18px 100%}
.frame-stack{box-shadow:var(--shadow-panel),10px 10px 0 -3px var(--paper-2),20px 20px 0 -6px var(--accent-soft)}html[data-mode="dark"] .frame-stack{box-shadow:var(--shadow-panel),10px 10px 0 -3px var(--panel-soft-2),20px 20px 0 -6px var(--accent-soft)}
.rate-card.frame-phone{border-radius:40px;padding-top:56px;border:6px solid var(--panel-soft-2)}.rate-card.frame-phone::after{content:"";position:absolute;top:16px;left:50%;transform:translateX(-50%);width:90px;height:8px;border-radius:999px;background:var(--panel-line-strong)}

.viz{padding-top:0}.viz-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px}.viz figure{margin:0}.viz svg{width:100%;height:auto;display:block}.viz figcaption{margin-top:12px;color:var(--ink-2);font-size:.95rem}

html[data-logotint="brand"] .mono-logo,html[data-logotint="brand"] .ph-banks i{background:var(--bank,var(--accent));color:#fff;border-color:transparent}
html[data-logotint="mono"] .mono-logo,html[data-logotint="mono"] .ph-banks i{background:var(--paper-2);color:var(--ink);border-color:var(--line)}

html[data-cutouts="overlap"] .hero{padding-bottom:0;z-index:2}html[data-cutouts="overlap"] .hero+section{margin-top:-56px;padding-top:150px;position:relative;z-index:1}
html[data-cutouts="bands"] .earn,html[data-cutouts="bands"] .referral,html[data-cutouts="bands"] .calc-section,html[data-cutouts="bands"] .quiz-section,html[data-cutouts="bands"] .final{border-radius:48px 48px 0 0;margin-top:-28px;position:relative}
html[data-cutouts="inset"] .stories>.wrap,html[data-cutouts="inset"] .referral>.wrap{background:var(--panel);color:var(--on-panel);border-radius:32px;padding:56px 48px;box-shadow:var(--shadow-panel);border:1px solid var(--panel-line)}
html[data-cutouts="inset"] .stories>.wrap .lead,html[data-cutouts="inset"] .referral>.wrap .lead,html[data-cutouts="inset"] .stories>.wrap .quote figcaption span,html[data-cutouts="inset"] .referral>.wrap .tiles span{color:var(--on-panel-dim)}
html[data-cutouts="inset"] .stories>.wrap .card,html[data-cutouts="inset"] .referral>.wrap .tiles div{background:var(--panel-soft);border-color:var(--panel-line);color:var(--on-panel);box-shadow:none}
html[data-cutouts="inset"] .stories>.wrap .card p,html[data-cutouts="inset"] .stories>.wrap .quote blockquote,html[data-cutouts="inset"] .stories>.wrap h2,html[data-cutouts="inset"] .referral>.wrap h2{color:var(--on-panel)}
html[data-cutouts="inset"] .stories>.wrap .display em,html[data-cutouts="inset"] .referral>.wrap .display em,html[data-cutouts="inset"] .referral>.wrap .tiles b{color:var(--panel-accent);text-shadow:none}
html[data-cutouts="inset"] .stories>.wrap .tag,html[data-cutouts="inset"] .referral>.wrap .tag{background:var(--panel-soft-2);color:var(--panel-accent)}
html[data-cutouts="inset"] .referral>.wrap .btn-ghost{background:var(--panel-soft);color:var(--on-panel);border-color:var(--panel-line-strong)}
@media (max-width:760px){html[data-cutouts="inset"] .stories>.wrap,html[data-cutouts="inset"] .referral>.wrap{padding:32px 20px;border-radius:24px}}

html[data-motion="reveal"] .reveal,html[data-motion="full"] .reveal{opacity:0;transform:translateY(14px);transition:opacity .5s ease,transform .5s ease}.reveal.in{opacity:1!important;transform:none!important}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none}}

html[data-texture="dots"] body{background-image:radial-gradient(var(--dots) 1.3px,transparent 1.3px);background-size:22px 22px}
html[data-texture="hatch"] body{background-image:repeating-linear-gradient(45deg,var(--dots) 0 1px,transparent 1px 14px)}
html[data-texture="topo"] body{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='240' height='120'%3E%3Cg fill='none' stroke='rgba(128,128,128,.14)' stroke-width='1'%3E%3Cpath d='M0 20c40-30 80-30 120 0s80 30 120 0'/%3E%3Cpath d='M0 60c40-30 80-30 120 0s80 30 120 0'/%3E%3Cpath d='M0 100c40-30 80-30 120 0s80 30 120 0'/%3E%3C/g%3E%3C/svg%3E");background-size:240px 120px}
html[data-texture="none"] body{background-image:none}

html[data-icons="filled"] .ic{background:var(--accent);color:var(--on-accent);border-color:transparent;box-shadow:0 8px 20px var(--accent-soft)}
html[data-icons="duotone"] .ic{background:linear-gradient(135deg,var(--accent-soft),var(--accent2-soft));border:0;box-shadow:inset 0 0 0 2px var(--accent-glow)}html[data-icons="duotone"] .ic svg{filter:drop-shadow(2px 2px 0 var(--accent-soft))}

.mark{display:grid;place-items:center;width:40px;height:40px;border-radius:12px;flex:none}.mark img{width:30px;height:30px}.mark-flat{width:auto;height:auto}.mark-flat img{width:36px;height:36px}
.mark-gradient{background:linear-gradient(135deg,var(--accent),var(--accent2))}.mark-glow{background:var(--panel);box-shadow:0 0 18px var(--accent-glow),inset 0 0 0 1px var(--accent-glow)}

html[data-type="large"] h1.display,html[data-type="statement"] h1.display{font-size:clamp(44px,7vw,86px)}html[data-type="large"] h2.display,html[data-type="statement"] h2.display{font-size:clamp(34px,4.6vw,56px)}
.statement{padding:40px 0}.stmt{font-size:clamp(28px,3.6vw,46px);max-width:24ch;margin:0 auto;text-align:center;color:var(--ink)}
.brand-foot .mark{justify-self:start}